If you’re facing foreclosure you can save your home by filing an emergency bankruptcy petition. \u00a0Our foreclosure lawyer can stop the Trustee’s sale by electronically filing a chapter 13 bankruptcy petition in Sacramento. \u00a0Through chapter 13 bankruptcy you can stop the foreclosure process and repay late mortgage payments over 3 to 5 years. \u00a0If your lender is unwilling to work with you, chapter 13 bankruptcy is the right tool to force your lender into a repayment plan. \u00a0Our bankruptcy attorney<\/a> can usually stop the foreclosure process the same day you call. \u00a0To stop the foreclosure process and save your home today call us at (916) 596-1018<\/a><\/strong>.<\/p>\n Chapter 13 bankruptcy can automatically stop the foreclosure process and protect your home from the Trustee’s sale. Title 11 of the United States Code, Section 362(a) requires the foreclosure process<\/a> to stop as soon as a bankruptcy petition is filed. \u00a0There is no waiting period between filing the petition and when the foreclosure sale must cease. \u00a0If our attorney files your petition on Monday the scheduled Trustee’s sale on Tuesday must be called off.<\/p>\n Filing an emergency bankruptcy petition won’t be enough to save your home. \u00a0To protect your home over the long term you must repay late mortgage payments. \u00a0Fortunately, chapter 13 bankruptcy allows homeowners to force their lender to accept repayment over 3 to 5 years. \u00a0If you’ve dealt with a lender unwilling to work with you, chapter 13 bankruptcy is the best way to force you lender’s hand. \u00a0Unlike short sales with a real estate agent<\/a> chapter 13 bankruptcy does not require your lender’s consent. \u00a0As long as our attorney can present a confirmable chapter 13 repayment plan your lender must accept repayment\u00a0and let you stay in your\u00a0home.<\/p>\n Chapter 13 bankruptcy is not well understood by the public. \u00a0In chapter 13 bankruptcy clients usually keep their property, whereas in chapter 7 bankruptcy some valuable property can be sold with the money given to creditors. \u00a0In exchange for keeping property the client agrees to use their disposable income to repay certain creditors in whole or in part over 3 to 5 years. \u00a0After this 3 to 5 year repayment plan has been completed the client’s remaining dischargeable debts are eliminated.<\/p>\n One unique feature of chapter 13 bankruptcy that benefits homeowners facing foreclosure is its ability to cure defaults on long-term debts. \u00a0As applied to foreclosure, clients can repay late mortgage payments over 3 to 5 years through their chapter 13 repayment plan. \u00a0Upon completion of the repayment plan the client will no longer be in default on their home mortgage.\u00a0As a result, the lender cannot initiate foreclosure proceedings. \u00a0To learn more about our affordable bankruptcy fees visit\u00a0https:\/\/sacramentobankruptcylawyer.us\/how-much-cost<\/a> or call us at (916) 596-1018<\/a><\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":" Foreclosure Defense If you’re facing foreclosure you can save your home by filing an emergency bankruptcy petition. \u00a0Our foreclosure lawyer can stop the Trustee’s sale by electronically filing a chapter 13 bankruptcy petition in Sacramento. \u00a0Through chapter 13 bankruptcy you can stop the foreclosure process and repay late mortgage payments over 3 to 5 years. […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"_links":{"self":[{"href":"https:\/\/sacramentoforeclosureattorney.us\/wp-json\/wp\/v2\/pages\/5"}],"collection":[{"href":"https:\/\/sacramentoforeclosureattorney.us\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/sacramentoforeclosureattorney.us\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/sacramentoforeclosureattorney.us\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/sacramentoforeclosureattorney.us\/wp-json\/wp\/v2\/comments?post=5"}],"version-history":[{"count":5,"href":"https:\/\/sacramentoforeclosureattorney.us\/wp-json\/wp\/v2\/pages\/5\/revisions"}],"predecessor-version":[{"id":12,"href":"https:\/\/sacramentoforeclosureattorney.us\/wp-json\/wp\/v2\/pages\/5\/revisions\/12"}],"wp:attachment":[{"href":"https:\/\/sacramentoforeclosureattorney.us\/wp-json\/wp\/v2\/media?parent=5"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Stop Foreclosure Today<\/h2>\n
Save Your Home<\/h2>\n
Chapter 13 Bankruptcy<\/h2>\n