Our foreclosure attorney can save your home. If you are about to lose your Roseville home to foreclosure you need to take immediate action. Attempting a short sale with a Roseville real estate agent, loan modification, and continued negotiation with your lender are becoming less viable options as the sale date approaches. The sure course of action is to file an emergency chapter 13 bankruptcy petition. Our Roseville bankruptcy lawyer can file an emergency bankruptcy petition to stop the looming Trustee’s sale. Upon filing your petition the scheduled Trustee’s sale cannot continue. Through a 3 to 5 year chapter 13 repayment plan you can catch up on delinquent mortgage payments and bring your home loan out of default. Once your chapter 13 bankruptcy is completed you will no longer be at risk of foreclosure.
You Can Stop Foreclosure Today
Only chapter 13 bankruptcy can stop the foreclosure process today. The first step is to contact our bankruptcy lawyer at (916) 596-1018 for a free phone consultation. Once our bankruptcy attorney determines that you qualify for chapter 13 bankruptcy we will need to file an emergency bankruptcy petition. You will come into the office right away to order a credit report and sign your emergency bankruptcy petition. Upon signing our bankruptcy lawyer will electronically file your bankruptcy petition. Once your petition is filed Federal law requires the foreclosure process to stop and the Trustee’s sale to be canceled. To ensure that the foreclosure process ceases immediately our attorney will fax a letter to the Trustee to notify them of the automatic stay.
How Chapter 13 Bankruptcy Can Save Your Home
Chapter 13 bankruptcy can save your home from foreclosure. We already know that filing a chapter 13 bankruptcy petition will stop the Trustee’s sale, but chapter 13 bankruptcy can also save your home in the years to come. By filing chapter 13 bankruptcy you will commit to a 3 to 5 year repayment plan in which you will repay your late mortgage payments. Upon completion of the repayment plan your mortgage will be current and the lender will have no cause to initiate foreclosure proceedings. Accordingly, chapter 13 bankruptcy is the right solution if you want to save your home from foreclosure.