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Sacramento Foreclosure Law

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Elk Grove Foreclosure Lawyer

You can stop foreclosure in Elk Grove by filing an emergency chapter 13 bankruptcy petition.  When our bankruptcy lawyer files an emergency bankruptcy petition your house cannot be sold at the scheduled Trustee’s sale.  Through a chapter 13 repayment plan you can repay late mortgage payments and stay in your home.  Upon completion of your chapter 13 repayment plan you will no longer be in default on your home loan and no longer at risk of foreclosure.  If you want to save your Elk Grove home from foreclosure call our bankruptcy lawyer today.

Why Chapter 13 Bankruptcy Is Your Best Option

If a Trustee’s sale has been scheduled your options are limited.  Your lender is probably not interested in working with you to avoid foreclosure.  Short sales with Elk Grove real estate agents are difficult to achieve and require lender approval.  As you face the impending sale of your home your best option for saving your home from foreclosure is to file chapter 13 bankruptcy.  As soon as your emergency chapter 13 bankruptcy petition is filed with the Bankruptcy court your house cannot be sold.  You will receive a valuable reprieve from the looming threat of foreclosure while your attorney presents a confirmable chapter 13 repayment plan to the court.  Upon confirmation you will force you lender to accept repayment of your late mortgage installments over 3 to 5 years, and upon completion of the plan you will no longer be in default on your home loan.

Chapter 13 bankruptcy has 3 important benefits if you’re facing foreclosure.

  1. You can immediately stop the Trustee’s sale.  As soon as your bankruptcy petition is filed the automatic stay prevents your home from being sold.
  2. You can save your home.  Upon completion of your chapter 13 repayment plan you will no longer be in default, and thus no longer at risk of foreclosure.
  3. It’s an affordable option for saving your home.  Unlike the uncertainty with hiring an attorney to represent you in a loan modification, our chapter 13 bankruptcy attorney charges an affordable flat fee.

If you are about to lose your Elk Grove home to foreclosure call our foreclosure lawyer at (916) 596-1018.  We may be able to file an emergency bankruptcy petition today.

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    Sacramento Law Group is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. Our services, benefits and assistance may involve and are with respect to bankruptcy relief under Title 11 of the United States Code. Adam Garcia is responsible for this communication. ADVERTISEMENT. By Adam Garcia on Google+

    $1,000 Fee Disclaimer


    While most cases qualify for the above fee, some cases are complex. Consequently, the above fee is only a sample fee (not a specific or guaranteed fee) and is subject to change at any time due to the necessity of charging more for complex cases. The sample chapter 13 fee represents the typical fee for a simple chapter 13 case.