You can save your home from foreclosure. Our attorney can file an emergency bankruptcy petition to stop the Trustee’s sale today. Furthermore, our Stockton attorney can force your lender to accept a 3 to 5 year repayment plan. If you are about to lose your home to foreclosure call our foreclosure attorney today at (916) 596-1018.
Stop The Trustee’s Sale
If a date has been set for the Trsutee’s sale your options are limited. However, it’s not too late to save your home. Our attorney can file an emergency chapter 13 bankruptcy petition to stop the Trustee’s sale. Title 11 of the United States Code, Section 362(a) forces the lender to stop the foreclosure process as soon as a bankruptcy petition is filed. That means that our attorney can file an emergency bankruptcy petition today to stop the Trustee’s sale scheduled for tomorrow.
Save Your Home in Stockton
Filing a bankruptcy petition without more will not save your home in the years to come. However, a chapter 13 bankruptcy repayment plan will bring you out of default and current on your mortgage. In chapter 13 bankruptcy our attorney can present a repayment plan that calls for repayment of your delinquent mortgage payments over 3 to 5 years. If the plan is confirmed your lender must accept the payments and cannot initiate foreclosure proceedings. Upon completion of the repayment plan you will no longer be in default on your mortgage. Since you will no longer be in default your lender cannot initiate foreclosure proceedings. In short, upon completion of the binding 3 to 5 year repayment plan you will no longer be at risk of foreclosure.
The First Step
In order to save your home you must call our Stockton attorney at (916) 596-1018 and request an emergency bankruptcy petition. Don’t wait until the last minute to make this call since it takes several hours to draft the petition, order a 3 source credit report, add creditors, obtain your signature and send a letter to the Trustee notifying them of the automatic stay.
Even if you are unsure whether chapter 13 bankruptcy is the right option don’t waste valuable time researching your options. Call our attorney today for a free consultation to learn whether chapter 13 bankruptcy is a viable option for protecting your home.